| Tata Banking And Financial Services Fund |  |
As on 30th September 2026
|
Type of Scheme: Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of
the companies in the Banking and Financial Services sector in India.
Product labelling: • Investment in equity/equity related instruments of the companies in Banking and Financial Services sector in India.
• Long Term Capital Appreciation.
Product labelling: • Investment in equity/equity related instruments of the companies in Banking and Financial Services sector in India.
• Long Term Capital Appreciation.
Date of Inception / Allotment
Fund Manager Details
Minimum Investment
Load Structure
Scheme Riskometer
Tata Banking And Financial Services Fund
Benchmark Riskometer
Nifty Financial Services TRI
28 December 2015
Benchmark NameNifty Financial Services TRI
NAV as on September 30,2026| Regular Plan - Growth Option | ₹ 41.7587 |
| Regular Plan - IDCW Option | ₹ 36.8677 |
| Direct Plan - Growth Option | ₹ 49.4658 |
| Direct Plan - IDCW Option | ₹ 47.9164 |
| | |
| AUM as on September 30,2026 | : ₹ 3,053.35 Cr |
| AAUM as on September 30,2026 | : ₹ 3,189.68 Cr |
Fund Manager Details
Name of Fund Managers
• Mr. Kapil Malhotra
| Total Experience | : | 16 |
| Managing Since | : | 31-Oct-2025 |
| Lumpsum Amount | : | Rs. 5,000/- and in multiples of Re. 1/- thereafter. |
| SIP | : | Rs. 100/- and in multiples of Re. 1/- thereafter. |
Exit Load:0.25% of NAV if redeemed/switched out on or before 30 days from the date of allotment.
Base Expense Ratio**| Regular plan : | : 1.66% | ||
| Direct plan : | : 0.50% | ||
| Risk Measures* | ||
| 1 | Standard Deviation (%) | 16.54 |
| 2 | Beta | 0.95 |
| 3 | Tracking Error (%) | |
| 1 year | NA | |
| 3 years | NA | |
| 4 | Sharpe Ratio (%) | 0.28 |
| 5 | Tracking Difference (%) | |
| 1 year | NA | |
| 3 year | NA | |
| 5 year | NA | |
| Since Inception | NA | |
| 6 | Information Ratio | NA |
|
* Please refer detail description in Description/inference of the Quantitative/Risk Measures
in tabular format
NA stands for “Not Applicable” **Note: The rates specified are actual month end BER charged as on 30th Sep 2026. The above ratio excludes other expenses charged under TER. For more details kindly refer to the TER disclosure on website. https://www.tatamutualfund.com/expenseratio/ total-expense-ratio | ||
| Compounded Annualised Returns | Scheme Returns % - Regular | Scheme Returns % - Direct | Benchmark Returns % |
| Returns for last 1 year | -0.76 | 0.64 | -4.42 |
| Returns for last 3 years | 8.67 | 10.26 | 8.58 |
| Returns for last 5 years | 9.66 | 11.33 | 7.13 |
| Returns since inception | 14.20 | 16.01 | 13.30 |
Performance as on September 30,2026.
| Top 10 Holdings | % to Net Assets | |
| 1 | HDFC Bank Ltd. | 11.94% |
| 2 | ICICI Bank Ltd. | 10.39% |
| 3 | State Bank Of India | 7.20% |
| 4 | Axis Bank Ltd. | 6.75% |
| 5 | Kotak Mahindra Bank | 5.61% |
| 6 | Bajaj Finance Ltd. | 4.49% |
| 7 | Sbi Life Insurance Company Ltd. | 3.73% |
| 8 | Shriram Finance Ltd. | 2.97% |
| 9 | Pb Fintech Ltd. | 2.81% |
| 10 | One 97 Communications Ltd. | 2.80% |
| 1 | Portfolio Turnover Ratio (Annualized) | |
| a) Equity Turnover (%) | 87.47 | |
| b) Gross Exposure Turnover (%) | 87.47 | |
| (Equity + Debt + Derivatives) | ||
| 2 | Average Maturity (years): | NA |
| 3 | Macaulay Duration (years): | NA |
| 4 | Modified Duration (years): | NA |
| 5 | Annualized Portfolio Yield: | NA |
| 6 | Yield to Maturity (%) | NA |
* Please refer detail description in Description/inference of the Quantitative/Risk Measures
in tabular format
NA stands for “Not Applicable”
| 1 | Equity Market Risk | |
| 2 | Sector Concentration Risk | |
| 3 | Liquidity risk | |
| 4 | Interest rate risk |
*with a detailed explanation in the Important Link Section
Tata Banking And Financial Services Fund
Benchmark Riskometer
Nifty Financial Services TRI
| Detailed Investment in Securities |  |
| Allocation of Net Asset by Sectors | |
| Allocation of Net Asset by Asset Class | |
| Allocation of Net Assets by Credit Rating | |
| Allocation of Net Assets by region/country | |
Major Changes w.r.t previous month –
| Name of securities added | Name of securities deleted/reduced | Total Weightage in % |
| HDFC Bank Ltd. | 11.94% | |
| State Bank Of India | 8.81% | |
| Axis Bank Ltd. | 8.21% | |
| Shriram Finance Ltd.(Erstwhile Shriram Transport Finance Company Limited) | 4.92% | |
| Bajaj Finance Ltd. | 4.49% | |
| HDFC Asset Management Company Ltd. | 2.98% | |
| 360 ONE WAM LTD.(Erstwhile IIFL WEALTH MANAGEMENT LIMITED) | 2.04% | |
| Five-Star Business Finance Ltd. | 1.77% | |
| Au Small Finance Bank Ltd. | 1.57% | |
| National Stock Exchange of India Ltd. | 0.92% |
| Change in | Previous Month | Current Month |
| Direct | 0.49% | 0.50% |
| Regular | 1.65% | 1.66% |
| Name of security |
Rating Previous Month |
Rating Current Month |
| NA | NA | NA |
| Fund Name | Previous Month | Current Month |
| Scheme Riskometer | Very High | Very High |
| Sr. No. | Quantitative Measures/Risk Measures | Brief description/ Inference of the Quantitative measure |
| 1 | Standard Deviation | Measures the volatility of the fund |
| 2 | Beta | Shows fund's sensitivity to market movements |
| 3 | Sharpe Ratio | Evaluates the excess return generated per unit of risk |
| 4 | Tracking Error | Indicates how closely fund tracks the Benchmark |
| 5 | Tracking Difference | Difference between the fund and its benchmark return |
| 6 | Portfolio Turnover Ratio | Indicates how actively the portfolio changes |
| 7 | Average Maturity | Weighted average residual maturity |
| 8 | Macaulay Duration | Fund's sensitivity to interest rate changes |
| 9 | Modified Duration | Fund's sensitivity to interest rate changes |
| 10 | Annualized Portfolio Yield | Total income generated by the portfolio |
| 11 | Yield to Maturity | weighted average expected annual return |
| Sr. No. | Links | Description |
| 1 | Video Explainer | Link for a video providing simplified explanation of the Fund Factsheet along with explanation to various terminologies used. |
| 2 | Calculation/Methodology | Link for a pdf showing the various mathematical parameters and their respective Calculation methodology/formulae along with any assumptions considered. |
| 3 | Detailed Risk Factors | Link to be provided for various risk factors associated with the Scheme. |
| 4 |  | Link for SID on AMC website. |
| 5 | Investor Services | Link showing Contact details (Email ID and Telephone Number of the Investor). |
| 6 | Grievance submission and redressal | Link directing to grievance submission page with details showing Escalation matrix. |
Additional Disclosure by AMC
The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related
instruments of the companies in the Banking and Financial Services sector in India.
| Large Cap | 57.47% |
| Mid Cap | 18.58% |
| Small Cap | 23.96% |
| Market Capitalisation is as per list provided by AMFI. | |
Past Performance is not an indicator or guarantee of future results