| Tata Liquid Fund |  |
As on 30th September 2026
|
Type of Scheme: A high liquidity income scheme that aims to generate reasonable returns.
Product labelling: • Regular Income for Short Term.
• Investment in Debt / Money Market Instruments.
Product labelling: • Regular Income for Short Term.
• Investment in Debt / Money Market Instruments.
Date of Inception / Allotment
Fund Manager Details
Minimum Investment
Load Structure
Scheme Riskometer
Tata Liquid Fund
Benchmark Riskometer
CRISIL Liquid Debt A-I Index
01 September 2004
Benchmark NameCRISIL Liquid Debt A-I Index
NAV as on September 30,2026| Regular Plan - Growth Option | : ₹ 4436.7125 | |
| Regular Plan - Daily IDCW Option | : ₹ 1001.5157 | |
| Regular Plan - Annual IDCW Option | : ₹ 1065.5471 | |
| Direct Plan - Growth Option | : ₹ 4496.5804 | |
| Direct Plan - Daily IDCW Option | : ₹ 1001.5187 | |
| Direct Plan - Weekly IDCW Option | : ₹ 1070.6471 | |
| | ||
| AUM as on September 30,2026 | : | ₹ 28,037.42 Cr |
| AAUM as on September 30,2026 | : | ₹ 34,314.20 Cr |
Fund Manager Details
Name of Fund Managers
• Mr. Dhawal Joshi
• Mr. Harsh Dave
| Total Experience | : | 12 / 3 |
| Managing Since | : | 01-Jun-2026 / 01-Aug-2024 |
| Lumpsum Amount | : | Rs. 5,000/- and in multiples of Re. 1/- thereafter. |
| SIP | : | Rs. 500/- and in multiples of Re. 1/- thereafter. |
Exit Load: 1 day - 0.0070% of redemption proceeds
2 days - 0.0065% of redemption proceeds
3 days - 0.0060% of redemption proceeds
4 days - 0.0055% of redemption proceeds
5 days - 0.0050% of redemption proceeds
6 days - 0.0045% of redemption proceeds
7 days or more - Nil
Base Expense Ratio**
| Regular | : | 0.29% | |
| Direct | : | 0.19% | |
| Risk Measures* | |||
| 1 | Standard Deviation (%) | : | 0.21 |
| 2 | Beta | : | 1.01 |
| 3 | Tracking Error (%) | : | |
| 1 year | : | NA | |
| 3 years | : | NA | |
| 4 | Sharpe Ratio (%) | : | 7.56 |
| 5 | Tracking Difference (%) | ||
| 1 year | NA | ||
| 3 years | NA | ||
| 5 year | NA | ||
| Since Inception | NA | ||
| 6 | Information Ratio | NA | |
|
* Please refer detail description in Description/inference of the Quantitative/Risk Measures
in tabular format
NA stands for “Not Applicable” **Note: The rates specified are actual month end BER charged as on 30th Sep 2026. The above ratio excludes other expenses charged under TER. For more details kindly refer to the TER disclosure on website. https://www.tatamutualfund.com/expenseratio/ total-expense-ratio | |||
| Compounded Annualised Returns | Scheme Returns % - Regular | Scheme Returns % - Direct | Benchmark Returns % |
| Returns for last 1 year | 6.36 | 6.48 | 6.21 |
| Returns for last 3 years | 6.83 | 6.95 | 6.76 |
| Returns for last 5 years | 6.25 | 6.37 | 6.29 |
| Returns since inception | 6.98 | 6.86 | 6.64 |
Performance as on September 30,2026.
| Top 10 Holdings | % to Net Assets | |
| 1 | Treasury Bill (91D) | 15.56% |
| 2 | HDFC Bank Ltd. | 8.75% |
| 3 | Angel One Ltd. (Erstwhile Angel Broking Ltd.) (91D) | 4.75% |
| 4 | Small Industries Development Bank Of India (91D) | 4.41% |
| 5 | Bank Of Baroda | 4.35% |
| 6 | National Bank For Agriculture & Rural Development (Nabard) (91D) | 4.15% |
| 7 | Reliance Industries Ltd. (91D) | 3.96% |
| 8 | HDFC Securities Ltd. (91D) | 3.71% |
| 9 | Central Bank Of India | 3.37% |
| 10 | Yes Bank Ltd. | 2.65% |
| 1 | Portfolio Turnover Ratio (Annualized) | |
| a) Equity Turnover (%) | NA | |
| b) Gross Exposure Turnover (%) | NA | |
| (Equity + Debt + Derivatives) | ||
| 2 | Average Maturity (years): | 53 |
| 3 | Macaulay Duration (years): | 53 |
| 4 | Modified Duration (years): | 53 |
| 5 | Annualized Portfolio Yield (%): | NA |
| 6 | Yield to Maturity (%) | 6.44 |
* Please refer detail description in Description/inference of the Quantitative/Risk Measures
in tabular format
NA stands for “Not Applicable”
| 1 | Credit risk | |
| 2 | Interest rate risk | |
| 3 | Liquidity risk | |
| 4 | Reinvestment risk |
*with a detailed explanation in the Important Link Section
Tata Liquid Fund
Benchmark Riskometer
CRISIL Liquid Debt A-I Index
| Detailed Investment in Securities |  |
| Allocation of Net Asset by Sectors | |
| Allocation of Net Asset by Asset Class | |
| Allocation of Net Assets by Credit Rating | |
| Allocation of Net Assets by region/country | |
Major Changes w.r.t previous month –
| Name of securities added | Name of securities deleted/reduced | Total Weightage in % |
| Reliance Industries Ltd. (91D) | 3.96% | |
| LIC Housing Finance Ltd.(91D) | 3.47% | |
| Export Import Bank Of India (143D) | 2.38% | |
| Hindustan Petroleum Corporation Ltd. (85D) | 1.84% | |
| Bank Of India | 1.76% | |
| Bajaj Finance Ltd. (95D) | Treasury Bill (182D) | 1.76% |
| 1.69% | ||
| Export Import Bank Of India | 1.68% | |
| Federal Bank Ltd. | 1.54% | |
| Indian Overseas Bank | 1.54% |
| Change in | Previous Month | Current Month |
| Direct | 0.19% | 0.19% |
| Regular | 0.29% | 0.29% |
| Name of security |
Rating Previous Month |
Rating Current Month |
| NA | NA | NA |
| Fund Name | Previous Month | Current Month |
| Scheme Riskometer | Low to Moderate | Low to Moderate |
| Sr. No. | Quantitative Measures/Risk Measures | Brief description/ Inference of the Quantitative measure |
| 1 | Standard Deviation | Measures the volatility of the fund |
| 2 | Beta | Shows fund's sensitivity to market movements |
| 3 | Sharpe Ratio | Evaluates the excess return generated per unit of risk |
| 4 | Tracking Error | Indicates how closely fund tracks the Benchmark |
| 5 | Tracking Difference | Difference between the fund and its benchmark return |
| 6 | Portfolio Turnover Ratio | Indicates how actively the portfolio changes |
| 7 | Average Maturity | Weighted average residual maturity |
| 8 | Macaulay Duration | Fund's sensitivity to interest rate changes |
| 9 | Modified Duration | Fund's sensitivity to interest rate changes |
| 10 | Annualized Portfolio Yield | Total income generated by the portfolio |
| 11 | Yield to Maturity | weighted average expected annual return |
| Sr. No. | Links | Description |
| 1 | Video Explainer | Link for a video providing simplified explanation of the Fund Factsheet along with explanation to various terminologies used. |
| 2 | Calculation/Methodology | Link for a pdf showing the various mathematical parameters and their respective Calculation methodology/formulae along with any assumptions considered. |
| 3 | Detailed Risk Factors | Link to be provided for various risk factors associated with the Scheme. |
| 4 |  | Link for SID on AMC website. |
| 5 | Investor Services | Link showing Contact details (Email ID and Telephone Number of the Investor). |
| 6 | Grievance submission and redressal | Link directing to grievance submission page with details showing Escalation matrix. |
Additional Disclosure by AMC
The investment objective is to generate reasonable returns with high liquidity to the unitholders.
Past Performance is not an indicator or guarantee of future results