Tata Overnight Fund

Type of Scheme &
Product labelling

Type of Scheme: Investment in overnight securities having maturity of 1 day.

Product labelling: • Investment in debt and money market instruments having maturity of upto 1 business day.
• To generate reasonable returns in line with overnight rates and high liquidity over short term.

Fund Details

Date of Inception / Allotment

27 March 2019

Benchmark Name

CRISIL Liquid Overnight Index (AI)

NAV as on September 30,2026

Regular Plan - Growth Option	:	₹ 1446.1005
Regular Plan - Daily IDCW option	:	₹ 1000.0000
Direct Plan - Growth Option	:	₹ 1458.5467
Direct Plan - Daily IDCW Option	:	₹ 1000.0000

AUM as on September 30,2026	:	₹ 5,555.64 Cr
AAUM as on September 30,2026	:	₹ 5,359.12 Cr

Fund Manager Details

Name of Fund Managers
• Mr. Jennifer Karkaria
• Mr. Vijay Kerkar

Total Experience	:	22 / 22
Managing Since	:	01-Jun-2026 / 01-Jun-2026

Minimum Investment

Lumpsum Amount	:	Rs. 5,000/- and in multiples of Re. 1/- thereafter.
SIP	:	Rs. 500/- and in multiples of Re. 1/- thereafter.

Load Structure

Exit Load:Nil
Base Expense Ratio**

Regular	:	0.16%
Direct	:	0.05%

Risk Measures*
1	Standard Deviation (%)	:	0.20
2	Beta	:	0.95
3	Tracking Error (%)	:
	1 year	:	NA
	3 years	:	NA
4	Sharpe Ratio (%)	:	3.58
5	Tracking Difference (%)
	1 year	NA
	3 years	NA
	5 year	NA
	Since Inception	NA
6	Information Ratio	NA
* Please refer detail description in Description/inference of the Quantitative/Risk Measures in tabular format NA stands for “Not Applicable” **Note: The rates specified are actual month end BER charged as on 30th Sep 2026. The above ratio excludes other expenses charged under TER. For more details kindly refer to the TER disclosure on website. https://www.tatamutualfund.com/expenseratio/ total-expense-ratio

Fund Performance

Compounded Annualised Returns	Scheme Returns % - Regular	Scheme Returns % - Direct	Benchmark Returns %
Returns for last 1 year	5.16	5.29	5.24
Returns for last 3 years	5.95	6.08	6.06
Returns for last 5 years	5.62	5.74	5.76
Returns since inception	5.03	5.15	5.17

Performance as on September 30,2026.

Absolute Returns (in %)

Portfolio Data

Top 10 Holdings		% to Net Assets
1	Repo	85.13%
2	Triparty Repo	11.92%
3	Treasury Bill (91D)	2.70%
4	Treasury Bill (364D)	0.27%
5	Current Assets	-0.02%

Quantitative Measures* (as applicable)

1	Portfolio Turnover Ratio (Annualized)
	a) Equity Turnover (%)	NA
	b) Gross Exposure Turnover (%)	NA
	(Equity + Debt + Derivatives)
2	Average Maturity (years):	1.00
3	Macaulay Duration (years):	1.00
4	Modified Duration (years):	1.00
5	Annualized Portfolio Yield:	NA
6	Yield to Maturity (%)	5.20

* Please refer detail description in Description/inference of the Quantitative/Risk Measures in tabular format
NA stands for “Not Applicable”

Major Risk Factors

1	Credit risk
2	Liquidity risk
3	Reinvestment risk
4	Settlement risk

*with a detailed explanation in the Important Link Section

Scheme Riskometer &
Benchmark Riskometer

Scheme Riskometer
Tata Overnight Fund

Benchmark Riskometer
CRISIL Liquid Overnight Index (AI)

Additional Information pertaining to
Portfolio of the scheme

Detailed Investment in Securities
Allocation of Net Asset by Sectors
Allocation of Net Asset by Asset Class
Allocation of Net Assets by Credit Rating
Allocation of Net Assets by region/country

Major Changes w.r.t previous month –

(Top 10 changes in Holding)
in portfolio of the scheme

Name of securities added	Name of securities deleted/reduced	Total Weightage in %
Treasury Bill (91D)		2.70%
	Treasury Bill (182D)	1.09%
Treasury Bill (364D)		0.27%

Changes in Expense Ratio of the scheme

Change in	Previous Month	Current Month
Direct	0.05%	0.05%
Regular	0.16%	0.16%

Changes in Credit Quality

Name of security	Rating Previous Month	Rating Current Month
NA	NA	NA

Changes in Risk-o-Meter of scheme

Fund Name	Previous Month	Current Month
Scheme Riskometer	Low	Low

Description/inference of
the Quantitative/Risk Measures

Sr. No.	Quantitative Measures/Risk Measures	Brief description/ Inference of the Quantitative measure
1	Standard Deviation	Measures the volatility of the fund
2	Beta	Shows fund's sensitivity to market movements
3	Sharpe Ratio	Evaluates the excess return generated per unit of risk
4	Tracking Error	Indicates how closely fund tracks the Benchmark
5	Tracking Difference	Difference between the fund and its benchmark return
6	Portfolio Turnover Ratio	Indicates how actively the portfolio changes
7	Average Maturity	Weighted average residual maturity
8	Macaulay Duration	Fund's sensitivity to interest rate changes
9	Modified Duration	Fund's sensitivity to interest rate changes
10	Annualized Portfolio Yield	Total income generated by the portfolio
11	Yield to Maturity	weighted average expected annual return

Important Weblinks

Sr. No.	Links	Description
1	Video Explainer	Link for a video providing simplified explanation of the Fund Factsheet along with explanation to various terminologies used.
2	Calculation/Methodology	Link for a pdf showing the various mathematical parameters and their respective Calculation methodology/formulae along with any assumptions considered.
3	Detailed Risk Factors	Link to be provided for various risk factors associated with the Scheme.
4		Link for SID on AMC website.
5	Investor Services	Link showing Contact details (Email ID and Telephone Number of the Investor).
6	Grievance submission and redressal	Link directing to grievance submission page with details showing Escalation matrix.

Additional Disclosure by AMC

Investment Objective

The objective of the scheme is to seek to generate returns commensurate with low risk and providing high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.